Home Loan Interest Rates
Compare the lowest home loan interest rate starting from 6.64% p.a and apply for the best home loan. Get the complete list of current housing loan rate of interest in India from all leading banks and financial institutions.
Home Loan Interest Rate of all Banks 2021
| Banks | Interest Rate (p.a.) | Processing Fees |
| Kotak Mahindra Bank | 6.65% | 0.50% |
| Citibank | 6.75% | Rs. 10,000 |
| Union Bank of India | 6.80%* | – |
| Bank of Baroda | 6.75% | Rs. 8,500 – Rs. 25,000 |
| Central Bank of India | 6.85% | Rs. 20,000 |
| Bank of India | 6.85% | Rs. 1,500 – Rs. 20,000 |
| State Bank of India | 6.75% | 0% – 0.35% |
| HDFC LTD | 6.75%* | Rs. 3,000 – Rs. 4,500 |
| ICICI Bank | 6.90% | Rs. 3,000 |
| LIC Housing Finance | 6.90% | Rs. 10,000 -Rs. 15,000 |
| Axis Bank | 6.90% | Rs. 10,000 |
| Canara Bank | 6.90% | Rs. 1,500 – Rs. 10,000 |
| Punjab and Sind Bank | 6.85% | Full Waiver |
| IDFC First Bank | 6.90% | Rs. 5,000 – Rs. 5,000 |
| Bank of Maharashtra | 6.90% | Rs. 10,000 |
| Indian Overseas Bank | 7.05% | 0.50% (Max Rs. 20,000) |
| Punjab National Bank | 6.95% | 0.35% (Max Rs. 15,000) |
| United Bank of India | 8.00% | 0.59% (Rs. 1,180 – Rs. 11,800) |
| UCO Bank | 6.90% | 0.15% (Rs. 1,500 – Rs. 15,000) |
| DBS Bank | 7.30% | 0.25% (Rs. 10,000) |
| IDBI Bank | 6.95% | 0.50% (Rs. 2,500 – Rs.5,000) |
| HSBC Bank | 6.64% | 1% (Rs. 10,000) |
| Karur Vysya Bank | 7.20% | Rs. 5,000 |
| Saraswat Bank Home Loan | 6.70% | Nill |
| Jammu and Kashmir Bank | 7.20% | Rs. 500 – Rs. 10,000 |
| South Indian Bank | 7.85% | 0.50% (Rs. 5,000 – Rs. 10,000) |
| PNB Housing Finance | 7.35% | 0.25% – 0.50% (Rs. 10,000) |
| Federal Bank | 7.65% | Rs. 3,000 – Rs. 7,500 |
| Standard Chartered Bank | 7.99% | 1% |
| Aavas Financiers | 8.00% | 1.00% |
| Karnataka Bank | 7.50% | Rs. 250 |
| Sundaram Home Finance | 6.95% | Rs.3,000 (for salaried) |
| Dhanlaxmi Bank | 7.85% | Rs. 10,000 |
| Tata Capital | 6.90% | 0.50% |
| Tamilnad Mercantile Bank | 8.25% | Rs. 15,000 |
| IIFL | 10.50% | 1.25% |
| DHFL Housing Finance | 8.75% | Rs. 2500 |
| Bandhan Bank | 8.50% | 1% (Rs.5,000) |
| Yes Bank | 8.95% | 1% (Rs. 10,000) |
| Hudco Home Loan | 9.45% | NA |
| Indiabulls | 8.65% | 2% |
| Aditya Birla | 9.00% | 1% |
| GIC Housing Finance | 7.45% | Rs. 2,500 |
| Reliance Home Finance | 9.75% | Rs. 3,000 – Rs. 6,500 |
| Shriram Housing | 8.90% | NA |
| India Shelter Finance | 12.00% | 2.00% |